• Available terms: 7 Day, 10 Day, 13 Day, 21 Day, 91 Day, 182 Day, 1 Year, 2 Year, 3 Year and 5 Year

• 7 Days - $5,000.00
• 10 Days - $10,000.00
• 13 Days - $10,000.00
• 21 Days - $10,000.00
• 91 Days - $2,000.00
• 182 Days - $2,000.00
• 1 Year - $2,000.00
• 2 Years - $2,000.00
• 3 Years - $1,000.00
• 5 Years - $1,000.00
  
  

Start saving today for tomorrow's education needs...

• Earn CD rates with the flexibility of making additional deposits after account opening
• Open your Smart CD with as little as $100!
• Make additional deposits of $5 or more weekly, biweekly, or monthly - whatever works best for you.  Automatic savings programs allow effort-free growth through payroll deduction, automatic transfer from your FSB checking or savings account, or through I-Bank24 Online Banking.
• Make additional deposits with Phone24 Telephone Banking or in person with any Personal Banker at the FSB office nearest you.
• 5 year certificate of deposit (CD) term
• interest rate is variable, and may change each calendar quarter to .25% below the standard 5 Year Certificate of Deposit
• Quarterly statements allow for continued progress checks throughout the year.
• No penalties are assessed for withdrawals demonstrated to be used for education expenses!

Don't forget to check out our deposit rates for our periodic CD specials. Franklin Savings Bank is pleased to provide Special terms and rates on our Certificates of Deposit, in addition to our regular CD product line.

Additional features of all Standard Term Certificates of Deposit account products:

• Monthly dividend transfers or checks
• Phone24 Telephone Banking
• I-Bank24 Online Banking
• Flexi CD